{"id":2147,"date":"2025-09-04T11:16:00","date_gmt":"2025-09-04T09:16:00","guid":{"rendered":"https:\/\/katonareka.hu\/2025\/09\/04\/key-features-and-pitfalls-of-purchasing-real-estate-from-a-foreign-owner-using-a-subsidized-loan\/"},"modified":"2025-09-07T16:34:59","modified_gmt":"2025-09-07T14:34:59","slug":"key-features-and-pitfalls-of-purchasing-real-estate-from-a-foreign-owner-using-a-subsidized-loan","status":"publish","type":"post","link":"https:\/\/katonareka.hu\/en\/2025\/09\/04\/key-features-and-pitfalls-of-purchasing-real-estate-from-a-foreign-owner-using-a-subsidized-loan\/","title":{"rendered":"Key features and pitfalls of purchasing real estate from a foreign owner using a subsidized loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2147\" class=\"elementor elementor-2147 elementor-2131\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43a30fb6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43a30fb6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3201e4cd\" data-id=\"3201e4cd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cdd2bf9 elementor-widget elementor-widget-text-editor\" data-id=\"6cdd2bf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Any natural person may acquire real estate ownership in Hungary. The question is under what conditions and how long it takes. <\/strong><\/h3><h3>In particular, the dumping associated with the <a href=\"https:\/\/njt.hu\/jogszabaly\/2025-227-20-22\" target=\"_blank\" rel=\"noopener\">FIX 3% subsidized loan<\/a> provided under the <a href=\"https:\/\/www.money.hu\/otthon-start-hitel\" target=\"_blank\" rel=\"noopener\">Home Start program<\/a> raised questions about what factors could complicate the closing of sales and the prompt disbursement of bank loans. In some cases, for example, if the owner is a foreign private individual, banks will only disburse the loan to attorney escrow accounts and will not transfer the loan amount to a foreign bank account, even if the IBAN number and BIC\/SWIFT code are provided. But why is this the case?  <\/h3><h3>In our article published in the <a href=\"https:\/\/tudastar.money.hu\/\" target=\"_blank\" rel=\"noopener\">Knowledge Base section of Money.hu<\/a>, we seek answers to these questions, among others, and present the most important additional requirements and cost-increasing factors typical of real estate purchases from foreign sellers: <\/h3><h3><a href=\"https:\/\/tudastar.money.hu\/ismerteto\/a-kulfoldi-tulajdonostol-tamogatott-hitelbol-torteno-ingatlanvasarlas-legfontosabb-sajatossagai-buktatoi\/\" target=\"_blank\" rel=\"noopener\">https:\/\/tudastar.money.hu\/ismerteto\/a-kulfoldi-tulajdonostol-tamogatott-hitelbol-torteno-ingatlanvasarlas-legfontosabb-sajatossagai-buktatoi\/<\/a><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In our article available in the Knowledge Base of Money.hu, we have compiled all the important information about purchasing real estate from a foreign owner with a subsidized loan. <\/p>\n","protected":false},"author":1,"featured_media":2133,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"footnotes":""},"categories":[56,55,35],"tags":[],"class_list":["post-2147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eu-law","category-financial-law","category-real-estate-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Key features and pitfalls of purchasing real estate from a foreign owner using a subsidized loan - Dr. Katona R\u00e9ka \u00dcgyv\u00e9di Iroda<\/title>\n<meta name=\"description\" content=\"In our article available on Money.hu, we have compiled all the important information about purchasing real estate from a foreign owner with a subsidized loan.\" 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